Start-up helps companies use credit cards with a ‘Kleer’ conscience

Published 7:24 pm Friday, April 22, 2022

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A new option is available for small and big businesses that want more options for their company credit card.

Cousins and Suffolk natives Adam Alphin and Owen Hill started KleerCard to help businesses of all sizes, especially small to midsized, have more clarity and agility with their credit cards.

Alphin has worked in the coding software industry since he graduated from Virginia Tech. He worked for Coupa software, a global technology platform for business spend management, for 6 ½ years, mostly working with Fortune 500 companies.

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Already thinking of how this technology could benefit small businesses, he heard a complaint from his brother-in-law about business credit cards. Owning KCW Contracting in Suffolk, he was regularly firing employees who were mishandling their work credit card.

Hill being a small-business owner himself with a doctorate in economics with a focus in finance, the two created KleerCard in 2020. As the company is slowly taking off, they are focusing on helping smaller and midsized businesses. However, they are open to any big businesses that are interested.

“What we have applies to businesses of all sizes,” said Alphin. “We want to help businesses to be more efficient in their spending with more clarity and agility.”

The goal of KleerCard is to have a company credit card that owners can easily monitor and control. The cards can be put on a budget and be restricted to only certain items to reduce the risk of mishandling by employees. Owners also receive notifications whenever a card is used for an easy way to keep track of spending.

Other benefits include KleerCard sending reports to credit agencies to help businesses build business credit, physical and virtual card options and automated accounting.

“We provide all the tools to help businesses make better and more qualitative financial decisions,” said Alphin.

KleerCard currently has 750 customers nationwide. Most are located in Hampton Roads and Colorado Springs, where Hill currently lives. Customers include small businesses, churches and nonprofits.

Anyone interested can visit or email Adam Alphin for a demo at